How it works

Four stops between the application and the money.

Nothing costs anything until an offer is accepted, and the offer is the point where the terms are finally on paper.

Stops: Four
To apply: About 15 minutes
To a decision: 24 – 72 hours
For the quote: Nothing

Stop 1 of 4

Apply

One online application about the business: what it does, how long it has traded, what comes in each month, and what the money is for. It takes about fifteen minutes and asks for no documents yet.

A soft inquiry, not a hard pull
No fee and no obligation

Filling the application in on a tablet, from the shop floor.

Stop 2 of 4

Review

A specialist reads the application against the six programs and against what the lenders on the other end will ask. Most reviews are done within hours; a decision comes in 24 to 72 hours depending on the program.

Matched on the minimums each program sets
Questions come by phone or email

Stop 3 of 4

Offer

What comes back is an offer with the amount, the term, the payment and what it costs, from the lender who will fund it. It is not binding until it is signed, and it can be read at leisure and asked about line by line.

No obligation to accept
The lender's terms, in writing

Reading the offer on the warehouse floor, where the money will go.

Stop 4 of 4

Funding

Once the offer is signed and the lender has verified what it needs to, the money goes to the business bank account. For a cash advance that is typically 24 to 48 hours after approval.

Paid into the business account
Repaid on the schedule in the offer

Back at work once the funds have landed.

Said plainly

What this office is, and what it is not.

A broker: Titan Business Financing does not lend. It takes the application and places it, through its funding partner, with lenders who decide whether to make an offer.
No published rate: This site prints no rate, because there is no honest single number to print. A rate depends on the business, the program and the lender, and it arrives in the offer, in writing.
A soft inquiry to apply: Applying does not mark a credit file. A lender that goes on to make an offer may run a full credit check before it funds.
Nothing to pay for a quote: There is no fee for the application or the quote. Any cost of the finance itself is in the lender's offer, before anything is signed.

The application

Get a free quote

About fifteen minutes, a soft inquiry rather than a hard pull, and no obligation to take what comes back.